Insights

The process of balancing these tests to determine your asset allocation, backed up by a well-thought-out financial plan, is foundation of a good investment experience.

Do you feel like you're behind on your retirement savings? If so, you are in good company. 32% of Canadians aged 45-64 have $0 saved up for retirement. 53% of Canadians don't know if they are saving enough. In this short video, I offer some positive steps that you can take if you feel like you are behind on your retirement savings.

In this video, I walk through the impact of sequence of return risks for retirees. We can control our strategy and our approach, but we cannot control the returns that the market gives us. 2 retirees, retiring with an identical sum of money, and invested the same way, can have very different outcomes.

In this short video, I walk through the things to gather up as you get ready for your 2021 Income Tax filing. I also talk about some common traps that I see people falling into when they submit their tax returns.

In this video I take a look at the major product categories that are driving inflation in Canada today. I talk about some strategies to reduce the impact of inflation on your finances. And I share some thoughts on what we can expect going forward as it relates to inflation in the short and medium term.

In this short video, I talk about the types of stocks that have outperformed the broad US market historically, and plant the seeds for a deeper look at why factors exist and how we should implement them in portfolios.

In this short video, I contrast a conventional actively-managed mutual fund against an index fund. I walk through a fact sheet for a live index fund ETF. And I show the long-term benefit of using index funds in terms of performance.

In this video, I walk through the Russian component of the DFA Global portfolios, market returns since the invasion of Ukraine last week Thursday, and long-term perspective on the impact of crises on investments.