facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast blog search brokercheck brokercheck

Services & Fees

 Financial Goal Setting 

  Helping you map out your financial goals and build simple and actionable plans to achieve them.

 Investing

  Evidence-based investment solutions tailored to your plan in a cost-effective and tax-efficient way.  

 Tax Planning

  Multi-year strategic planning to minimize taxes over your lifetime.


 My services and expertise are ideal for people who have the following questions

  • How much do I need to have saved up to retire comfortably, and stay comfortably retired?
  • How much should I be saving on a regular basis, and where should I be saving it (RRSP, TFSA, other)?
  • How do I manage my debt effectively while saving for my retirement goals?
  • How suitable are my investments?  Can I reduce fees or find ways to make my portfolio a better fit for me?
  • How do I best utilize other sources of income like Canada Pension Plan (CPP) and Old Age Security (OAS) in retirement?
  • Can I afford my 'bucket list' items and what is the ideal way to fund these in retirement?
  • How do I prepare myself for unexpected or 'one-off' expenses in retirement?
  • Can I eliminate or reduce the risk that my plan gets thrown off track by sickness or death?
  • How to I make sure I am not overpaying in taxes, both today and in the long term while I am retired?
  • How do I manage building wealth as a business owner?
  • How do I pass wealth to my children or charity most effectively and in a way that reflects my values?

Fees

Ongoing Financial Planning and Investment Management Fees

Value of Investment Assets Managed by Walhout FinancialAnnual Fees Calculated as a Percentage of Assets Managed
Investments Valued up to  - $500,0001.00%
Investments Valued between $500,000 and $1,000,0000.75%
Investments Valued above $1,000,0000.50%
Fees include all financial planning services on an ongoing basis.  Clients have unlimited access to my services in person and by telephone/email/web conference.  Fees are calculated on a tiered basis.  Ie.  A family has $650,000 invested with Walhout Financial, their annual fee is calculated as 1% times first $500,000 invested, plus 0.75% times next $150,000 invested.  This totals $5000 + $1,125 = $6,125 per year.  Cost of investment products is additional.  I use index funds from Dimensional Fund Advisors that cost between 0.3% - 0.45% per year.


If this sounds like a fit for you, let's get get started:

Contact