Helping you map out your financial life - a road map to get there, and a guide to help you stay on track. The primary goal that I help clients work towards is retirement planning - making sure that you have enough income in retirement so that you can stay comfortably retired. |
Financial Planning 
Investment Management
My services and expertise are ideal for people who have the following questions
- How suitable are my investments? Can I reduce fees or find ways to improve my portfolio for the long-run?
- How much do I need to have saved up to retire comfortably, and stay comfortably retired?
- How much should I be saving on a regular basis, and where should I be saving it (RRSP, TFSA, other)?
- How do I manage my debt effectively while saving for my other long-term goals?
- How to I make sure I am not overpaying in taxes, both today and in the long term?
- How do I build an estate plan that will allow me to take care of my loved ones in case something happens to me?
- How do I incorporate concentrated business wealth or employee stock holdings into my personal financial plan?
- How do I best utilize other sources of income like Canada Pension Plan (CPP) and Old Age Security (OAS) in retirement?
- Can I afford my 'bucket list' items and what is the ideal way to fund these in retirement?
- How do I prepare myself for unexpected or 'one-off' expenses?
- Can I eliminate or reduce the risk that my plan gets thrown off track by sickness or a death in my family?
Fees
Investment Management Fees | |
| Assets Managed by Walhout Financial | Annual Fee (% of assets managed) |
| $1 - $500,000 | 1.00% |
| $500,001 - $1,000,000 | 0.75% |
| $1,000,001 - $2,000,000 | 0.50% |
| Amounts over $2,000,000 | 0.35% |
| Fees include all financial advice services and management of investments on an ongoing basis. HST is added to Investment Management Fees.
Fees are calculated on a tiered basis. For example, if a family has $600,000 invested with Walhout Financial, their annual fee is calculated as 1% times $500,000, plus 0.75% times $100,000. The fee is $5,750 for that year plus HST. The fee is calculated monthly and varies with the value of your account. Cost of investment products is additional. Accounts managed by Walhout Financial are held at Investia Financial Services Inc. Click here for more information about Investia. | |