I sat down with David Field from Papyrus Planning about the Canada Pension Plan (CPP) program. In this discussion we cover the Canada Pension Plan program at a high level, as well as his tool the CPP Calculator, and how it can be used to help you estimate your CPP benefits.
In this video, I walk through the implications of taking money from your investment portfolio, and share a simple visual that explains the differences between investing while you are working and investing in retirement.
Do you feel like you're behind on your retirement savings? If so, you are in good company. 32% of Canadians aged 45-64 have $0 saved up for retirement. 53% of Canadians don't know if they are saving enough. In this short video, I offer some positive steps that you can take if you feel like you are behind on your retirement savings.
In this video, I walk through the impact of sequence of return risks for retirees. We can control our strategy and our approach, but we cannot control the returns that the market gives us. 2 retirees, retiring with an identical sum of money, and invested the same way, can have very different outcomes.
In this video, I walk through a simple whiteboard to illustrate the power of deferring taxes now to your retirement when you expect your taxes to be lower.