Insights

Inheriting stock can feel like a gift—but it also comes with big decisions.In this video, I walk through a real-life situation where a retiree inherited a large single stock position and wasn’t sure whether to keep it or sell it.

In this video, I’m going to walk you through the 5 big decisions that retirees need to think about as they plan out their retirement investment plan. If you get these 5 decisions correct, you will be able to enjoy a virtually stress-free retirement when it comes to your investment portfolio.

I invited Markus on the channel today to have a conversation with me about it. We talked about why people in their 50’s and 60’s are susceptible to falling for investment fads and schemes, stories from his nearly 2 decades working with Canadian retail investors, different types of risky investments that can draw people in, and Markus shares some words of wisdom that may help you avoid being pulled into a risky investment scheme.

In today's episode, I answer your questions, including answers to the following: 1) CPP vs OAS deferral 2) Income investment strategies 3) Inflation 4) RRSP or TFSA for children - which one is better? 5) TFSA's in Retirement 6) RRSP Meltdowns

Many investors understand that they can expect volatility in their investment portfolios. But, when the storm clouds gather and they experience temporary declines in their account balances, they are prone to panic. For many investors, the risk of making an emotion decision at time of market stress can make the difference between their retirement success or failure. In this video I am going to walk you through a simple tool that you can use to help keep you on track when markets are volatile.

By far, the biggest worry that retirees have is running out of money in retirement. But what if I told you that there is a financial product out there that is structured to pay you guaranteed income throughout your retirement, regardless of how long you live? In this video I am going to talk about the role of annuities in a retirement income plan. I will demonstrate how a hypothetical retiree couple can introduce an income annuity into their retirement plan, boost their guaranteed retirement income, and reduce their stress of running out of money in retirement.

What types of returns should we assume for our retirement projections? This is a question that has come across my desk a few times over the past several weeks. Making reasonable assumptions about what our investment performance could be in the future is a critically important part of good financial planning. If we assume too little, it may cause us to pursue investments that aren’t suitable for our plan. If we assume too much, it could cause us to over-spend and potentially run out of money down the road.