Weekly Roundup - June 13 2025 - Chasing the Performance of the Largest Stocks, Global Value Outperformance, 7 Attributes of the Millionaire Next Door, Is CPP Sustainable?
Weekly Roundup – June 13, 2025: Lessons from Top Stocks, Global Value, and the Millionaire Next Door
Welcome back to the Weekly Roundup!
In this week's update, we explore key lessons from market history, investment factors, and personal finance principles that can help shape smarter long-term decisions.
📈 What the Top 10 Stocks Can Teach Us
We start with a chart from Dimensional Fund Advisors showing how the top 10 U.S. stocks—names like Apple, Microsoft, and Amazon—have delivered massive returns in recent years. But a deeper look at past decades reveals a crucial insight: today’s winners aren’t always tomorrow’s. Historically, the top 10 stocks don’t consistently outperform the broader market. While it's tempting to chase recent performance, sticking to a diversified, long-term strategy often produces more reliable results.
🌍 The Case for Value (Especially Outside the U.S.)
Next up is a Morningstar article highlighting how value stocks—those trading below their intrinsic worth—have struggled in the U.S. but performed well internationally. Canadian and international markets have shown stronger value returns in recent years. This reinforces a key point: diversification across both geographies and investment “factors” (like value, small cap, and profitability) can help manage risk and smooth returns over time.
💼 The Millionaire Next Door Revisited
Ben Carlson’s recent blog post on The Millionaire Next Door reminds us that wealth is often quiet. Many wealthy individuals aren’t flashy—they’re small business owners, disciplined savers, and smart spenders. You don’t need to run a business to build wealth: by investing in equities (even through index funds in your retirement accounts), you're still becoming a business owner in a broader sense.
⏳ Stay Invested—Time in the Market Beats Timing the Market
Another timely reminder from Ben Carlson emphasizes the cost of missing big days in the market. A chart comparing two investors—one who stayed invested during a volatile stretch and one who jumped out—shows a stark difference in outcomes. The takeaway? Unless your financial plan demands a change, staying invested tends to win over trying to outsmart short-term swings.
🇨🇦 Will CPP Be There for You?
Lastly, we highlight a great video from Ben Felix addressing a common concern: Will CPP still be around when I retire? The answer is reassuring. Canada Pension Plan is well-funded, conservatively managed, and continuously being enhanced. For most Canadians, it will remain a reliable part of retirement income.
📹 Watch the full video for all the charts and deeper commentary, and as always, feel free to book a time with me if you have questions about your own plan.
Have a great weekend!
— Mark
The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This article was written, designed and produced by Mark Walhout, CFP®, an Investment Funds Advisor with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc.The information contained in this article comes from sources we believe reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities.
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