Insights

Our default emotional setting in volatile markets is to "do something". We want to avoid danger, or possibly take excessive risks in order to make back our temporary losses in a short period of time. Most of the time, the ideal strategy is to simply do nothing. But, there is one thing that you can do which allows you to reverse your default emotional settings and do something helpful for your portfolio - that is to rebalance.

How do yield curves work? How does a bond fund manager navigate global yield curves and generate higher expected returns? I walk through some examples in this video.

Every investor wants to pursue the highest possible return with the lowest level of risk or fluctuation. What most people don't understand is that over the long run, risk and return are tied at the hip - if you want to earn higher returns, you need to be prepared to accept more short term fluctuation in your investments.

In this video I talk about the relative prices of growth stocks and value stocks through time. I demonstrate that value stocks are historically cheap right now. This may provide an opportunity for investors to diversify into an asset class that has the potential for higher returns going forward.

Bonds are off to their worst start to the year ever. You may be wondering, what do I own these bonds for anyways? Here are some things to think about when considering the role of fixed income in your portfolio.

The process of balancing these tests to determine your asset allocation, backed up by a well-thought-out financial plan, is foundation of a good investment experience.

In this video, I walk through the impact of sequence of return risks for retirees. We can control our strategy and our approach, but we cannot control the returns that the market gives us. 2 retirees, retiring with an identical sum of money, and invested the same way, can have very different outcomes.

In this short video, I talk about the types of stocks that have outperformed the broad US market historically, and plant the seeds for a deeper look at why factors exist and how we should implement them in portfolios.