39. The Not-So-Great Ways to Manage Joint Accounts with Aging Parents
Today we talk about the pitfalls that can come up for aging parents who want to add their adult children to joint non-registered investment accounts in an effort to avoid probate.
38. How Do I Finance A Cottage?
Welcome to Episode 38 of Retire Me Today I discuss a question that has come up a lot in the past year: How do I finance the purchase of a cottage? I discuss 3 approaches that can work depending on your needs and situation.
37. Powers of Attorney and Family Considerations with Jason Allan
I had a chance to have a discussion with Jason Allan from Allan Law this week about wills, powers of attorney, and estate planning. Jason is an estate planning attorney in Aurora, working with his wife Leslie in a family practice.
35. Mortgage Decisions with Nino Notarandrea
Welcome to Episode 35 of Retire Me! I interviewed Nino Notarandrea, a Mobile Mortgage Specialist from RBC. Nino has been a mortgage professional for many years, and he is a go-to person for me whenever I have questions about mortgages that I need help with. We talk about how Nino got started in the mortgage industry, things that have surprised Nino about the mortgage market in 2020, considerations for people who have a mortgage but may want to take advantage of lower rates, the decision between fixed and variable rates and his personal approach, considerations for parents who want to help their children buy homes, and how signing onto a child's mortgage can impact you, what he would change about the mortgage industry, and much more.
34. Re-Thinking Dividend Paying Stocks for Retirement Income & Mark's Top 5 Holiday Movies
This week, I discuss dividend stocks. A lot of retirees wonder if they should simply invest in a portfolio of dividend-paying stocks for their retirement income. I explore the three big myths of dividend-only investors, which are: 1) Dividends are free cash 2) Dividend stocks beat the market 3) Dividend income is stable and reliable From there, I go through my Top 5 holiday movies and talk about some upcoming interviews that I'm going to be bringing to the show in 2021.
33. Tax Moves for Year End and Thinking About The Impact of Higher Taxes for Retirees
How might government spending impact my taxes? What are some year-end financial tips that can help me save some taxes or benefit from existing programs? We discuss on today's episode of Retire Me.
32. Vaccine News and Value Stocks & How Do I Set Retirement Goals
Vaccine News and Value Investing, Luke's first YouTube Video, and setting goals for your retirement. Enjoy!
31. The 5.5% Rule?! And, The Death of Value Investing?
We are back!! On this week's episode, we discuss Bill Bengen's research into safe withdrawal rates. We also discuss some interesting research into value vs. growth stocks.
30. Should I Just Buy Big Tech Stocks? And, Should I Hold Life Insurance Through Retirement?
Should we just buy FAANGM stocks and call it a day? We look at the historical performance of stocks as they ascend to the top 10, and then their subsequent performance in the following years. From there, we look at reasons that a retiree might want to own life insurance in retirement.
29. Should I still hold bonds? And, Charitable Giving for Retirees
On today's episode, we discuss the role of bonds in a retiree portfolio with yields being so low. We also discuss charitable giving strategies for retirees.
28. Is Gold a Great Investment for Retirement? And, How to reduce taxes and probate for your estate
On today's episode, we explore gold and its value to a retiree portfolio. We also talk about ways to reduce taxes and probate when planning your estate.
27. Trusts for Retirees - They Aren't Just for the Rich and Famous. Plus, some Tax Announcements
Trusts aren't just for the rich and famous - they are valuable tools for many retirees. If you own US property, make sure you get your tax documents in order - the CRA is looking at US real estate transactions.