Are you approaching retirement, or in retirement, and wondering - when is it a good time for me to add my kids as joint owners on my investment accounts? Perhaps you want to smooth the process of getting those assets to your children later on, or you want to avoid the estate process, or possibly avoid taxes. While these may be noble intentions - adding adult children to investment accounts may carry consequences that you want to avoid. In this video, I walk through the big risks that you may be taking on by adding your children as joint owners on your investment accounts. From there, I talk about some alternatives that you may consider which will help facilitate the transfer of your assets to your children in a way that you intend.